TERMS AND CONDITIONS

THIS WEBSITE

Thank you for visiting our website. The website www.msquared.com.au (‘this website’) is owned and operated by Msquared Capital Pty Ltd ACN 622 507 297, AFSL No. 520293 (Trustee) and Msquared Capital Funds Management Pty Ltd ACN 644 643 274 (Fund Manager), collectively known as ‘Msquared’ or the ‘Msquared Group’.

Your access to this website is subject to the terms and conditions set out in this disclaimer, Msquared’s Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website (referred to collectively as “the Terms and Conditions”). By accessing this website and other websites through links provided by us, you agree to be subject to the Terms and Conditions current at the time. Msquared may change the format and content or suspend the operation of this website at any time.

GENERAL INFORMATION ONLY

The information contained in this website should be used as general information only. It does not take into account the particular circumstances, investment objectives and needs for investment of any investor, or purport to be comprehensive or constitute investment advice and should not be relied upon as such.

You should consult a financial adviser to help you form your own opinion of the information, and on whether the information is suitable for your individual needs and aims as an investor. You should consult appropriate professional advisers on any legal, stamp duty, taxation and accounting implications of making an investment.

The information is believed to be accurate at the time of compilation and is provided by Msquared in good faith. However, the use of this website is at your sole risk. Neither Msquared nor any other company in the Msquared Group, nor the directors and officers of Msquared make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in the site or material in websites linked to this website. Except in so far as liability under any statute cannot be excluded, Msquared, its directors, employees and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of the information or any other person.

You release, discharge and indemnify Msquared from and against liabilities suffered or incurred by you or by Msquared or any other company of the Msquared Group (including, but not limited to, its directors, officers and employees) as a result of use of this website.

INVESTMENT IN THE FUND

Investors should consider the Fund’s Constitution, Information Memorandum (IM) and relevant Loan Memorandum before making any decision to acquire, continue to hold or dispose of units in the Fund. You should particularly consider the Risks section of the Information Memorandum and relevant Loan Memorandum. Anyone wishing to invest in a Msquared Contributory Mortgage Income Fund will need to complete an Application Form. A copy of the IM and related Application Form may be obtained from our office via email request from info@msqcapital.com.au.

The details for investments opportunities in the Fund will be made available in disclosure documents (which include Loan Memorandums) for the relevant Fund/sub fund. Disclosure documents are issued by Msquared Capital Pty Ltd ACN 622 507 297 and Msquared Capital Funds Management Pty Ltd ACN 644 643 274. Investments in Msquared’s products are not bank deposits and are not government guaranteed.

Past performance is not indicative of future performance. No company in the Msquared Group guarantees the performance of any Msquared fund or the return of an investor’s capital or any specific rate of return. Total returns shown for Msquared Contributory Mortgage Income Fund have been calculated net of fees.

All figures and amounts displayed on this website are in Australian dollars. All asset values are historical figures based on our most recent valuations.

PRIVACY

We may as a result of your access to this website hold and process personal information obtained about you. However, Msquared is committed to maintaining the privacy of any personal data it holds about you, and does so in accordance with the Privacy Act 1998. Please read Msquared’s Privacy Policy to understand how your personal information will be treated when you use this website.

WEBSITE LINKS

This website provides links to other websites operated by entities affiliated with the Msquared Group as well as links to websites of independent third parties. Those websites which fall into the second category are not affiliated with Msquared in any way. Msquared does not control or endorse and is not responsible for the contents of these linked third party websites, and provides hyperlinks to other websites for your convenience only. Any information, opinions, representations or offers made in those linked third party websites are solely the responsibility of the third parties operating those websites and are not made by Msquared, which makes no representation or warranty as to accuracy or reliability of the information in those websites.

THIRD PARTY INFORMATION AND MATERIALS

This website may provide information, articles and material that are written and prepared by people who are not employees or representatives of Msquared. Such material is provided for your interest and convenience only. The material will be clearly identified as the product of an independent third party. Msquared is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as recommendations or opinions of Msquared.

COPYRIGHT, TRADEMARKS AND INTELLECTUAL PROPERTY RIGHTS

Unless expressly stated, the Msquared Group is the owner or licensed user of the copyright and any intellectual property rights in any material, design, technology or concept contained on this website. All rights are reserved. You may use the information for your own personal reference only. You may reproduce the information in hard copy solely for your personal use. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, this website or any portion of this website may not otherwise be reproduced, adapted, distributed, displayed, or transmitted to any other person or incorporated in any way into another document or other material, without Msquared’s express consent.

AUSTRALIAN INVESTORS ONLY

The information is provided for Australian residents or citizens who are currently located in Australia. The information is not an invitation to enter into any legal agreement of any kind. No statement or information in this website constitutes a recommendation, offer or invitation to invest in any investments, securities or products of Msquared or any other company in the Msquared Group. Access to this website may be restricted by law in certain jurisdictions. This website does not constitute an extension of an offer outside Australia.

GOVERNING LAW

These Terms and Conditions are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms and Conditions or this website.

EMAILS FROM MSQUARED LINKED TO THIS DISCLAIMER

Private and confidential emails and any files transmitted with them are intended solely for the use of the addressee(s) and may contain information which is confidential or privileged. If you receive an email from Msquared Limited and you are not the addressee (or responsible for delivery of the email to the addressee), please disregard the contents of the email, delete the email and notify the author immediately.

COMPLAINTS PROCEDURE

If you have any feedback or complaint about this website, please email the details to info@msqcapital.com.au.