Empowering you to invest confidently

Invest in registered first mortgages over established property. Targeting net returns to investors from 6.50% p.a.

Speak with one of our Directors today.

Empowering you to invest confidently

Invest in registered first mortgages over established property. Targeting net returns to investors from 6.50%.

Speak with one of our Directors today

Msquared aims to deliver regular fixed income returns, secured by property. Let Msquared empower you to invest confidently.

Access quality loan investments

Over 100 years combined knowledge helps us identify attractive risk/reward profiles.

You’re in control

Access thorough, transparent research to help you select your investment with more confidence.

Personal service, the way it should be

Msquared Directors are just a phone call away to discuss any investment and how your investments are progressing.

how msquared works

Msquared Contributory Mortgage Income Fund provides an opportunity to invest in a range of quality registered mortgages.


Through a Contributory Fund structure, investors are able to choose the mortgage investments that match their personal risk/return appetite.

Current investments


Residual Stock

TERM: 12 Months RETURN: 7.25% p.a. LVR: 70.00%



TERM: 15 Months RETURN: 8.00% p.a. LVR: 70.00%



TERM: 15 Months RETURN: 6.75% p.a. LVR: 65.00%

How to get started

We ARE here to make the process easy for you. if you have any questions, we WOULD love to help!

1. Contact us

We are happy to discuss your needs and whether our fund is suitable for you. It’s obligation free.

2. Choose your investment

Access comprehensive research, insights and investment tools to help you choose a risk profile you are comfortable with.

3. Ready to apply?

Feel free to download our online application form below

Meet your investment team


John (JT) Thomas has been involved in banking, finance and funds management activities for 46 years. After initial training with a major bank, a building society and then a credit union, John joined the Howard Group in 1987, where he began managing the Howard Mortgage Trust.

John is considered an expert in the commercial mortgage trust lending space. John has an enviable record for not having lost one cent of investor funds even during the GFC, in either his mortgage or property fund activities.

Managing Director

Paul Miron is respected and recognised for his economic views and ability to mitigate risks through well considered structuring. Paul is the principal theorist behind Msquared Capital‘s credit policy.

Paul has facilitated funding for many significant projects predominantly in NSW but also spanning VIC and QLD. Paul has over the years received numerous significant industry accolades and has been regularly engaged to present on the topics of lending, property, superannuation and complex structuring.

Managing Director

Paul Myliotis is well regarded and has a vast network of trusted industry contacts. Paul’s highly commercial view comes from a wealth of on-the-ground experience in the private lending space, greatly complementing the decisions of the credit committee. In recent years, Paul’s primary focus has been in commercial and residential developing requirements managing transactions of varying degrees in size and complexity.

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